:root{--ink:#152b2b;--cream:#f7f4ee;--gold:#91764b;--line:#dcded7;--muted:#5d6c67}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #ac8e4b;outline-offset:4px}.wrap{width:min(1240px,calc(100% - 100px));margin:auto}.nav{height:112px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line)}.wordmark{font-size:36px;letter-spacing:5px;line-height:1;font-weight:600;text-decoration:none}.wordmark span{display:block;letter-spacing:2px;font-size:8px;margin-top:12px;font-weight:400}.nav-link{font-size:13px;text-decoration:none;border-bottom:1px solid #a69b83;padding-bottom:5px}.hero{display:grid;grid-template-columns:1.17fr 1fr;gap:65px;padding-top:64px;padding-bottom:84px;align-items:center}.eyebrow{font-size:10px;font-weight:600;letter-spacing:2.3px;margin:0 0 25px;color:var(--gold)}h1,h2,h3,p{margin-top:0}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-2px;line-height:1.07}h1{font-size:clamp(44px,5.4vw,76px);margin-bottom:28px}h1 em{font-size:.66em;line-height:1.25;display:inline-block;padding-top:10px}em{font-weight:400;color:var(--gold)}h2{font-size:clamp(34px,3.8vw,51px);margin-bottom:28px}h3{font-size:21px;line-height:1.3;font-weight:500;letter-spacing:-.4px}.lead{font-size:16px;max-width:480px;color:var(--muted);line-height:1.8}.focus{font-size:12px;margin:26px 0 18px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:35px;padding:18px 24px;background:var(--ink);border:1px solid var(--ink);color:#fff;text-decoration:none;font-size:13px;line-height:1.4;cursor:pointer;transition:background .2s}.button:hover{background:#254541}.button:disabled{opacity:.6;cursor:wait}.button span{font-size:20px}.micro{font-size:11px;color:var(--muted);margin:13px 0 0;line-height:1.6}.portrait{margin:0;position:relative;height:640px;max-height:75vh;overflow:hidden;background:#d8cebb}.portrait img{height:100%;width:100%;object-fit:cover;object-position:50% 48%;display:block}.portrait:after{content:'';position:absolute;inset:60% 0 0;background:linear-gradient(transparent,rgba(7,19,16,.8))}.portrait figcaption{position:absolute;z-index:1;bottom:26px;left:28px;color:white;display:grid;gap:7px}.portrait figcaption span{font-size:10px;letter-spacing:1.2px}.portrait strong{font:30px Georgia,serif;font-weight:400}.decisions{background:#e9ede6;padding:64px 0}.section-top{display:flex;justify-content:space-between;align-items:end;gap:30px}.section-top h2{font-size:40px;margin:0}.switch{display:flex;border-bottom:1px solid #b7c2b7;gap:20px}.switch button{background:none;border:0;border-bottom:2px solid transparent;font-size:12px;padding:12px 0;color:var(--muted);cursor:pointer}.switch button[aria-pressed=true]{border-color:var(--ink);color:var(--ink)}.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);margin-top:42px;gap:36px}.compare-grid article{border-top:1px solid #b4c0b5;padding-top:22px}.number{color:#7c8e7f;font:14px Georgia,serif;display:block;margin-bottom:26px}.compare-grid p{font-size:14px;color:var(--muted);max-width:320px}.plain-note{font-size:12px;margin:26px 0 0;color:var(--muted);max-width:750px}.approach{display:grid;grid-template-columns:1fr 1.25fr;gap:100px;padding-top:92px;padding-bottom:92px}.approach-text{padding-top:30px;max-width:570px}.approach-text p{color:var(--muted);font-size:15px}.text-link{font-size:12px;text-underline-offset:7px}.enquiry{background:var(--ink);color:#f9f7f1;padding:76px 0}.enquiry-grid{display:grid;grid-template-columns:1fr 1.35fr;gap:90px}.enquiry .eyebrow,.enquiry em{color:#c3ab7c}.enquiry h2{font-size:60px}.enquiry p{max-width:340px;font-size:14px;color:#c1cdc4}.enquiry .micro{font-size:11px}.contact-line{margin-top:40px;font-size:14px;line-height:1.9}.contact-line a{text-decoration:none;color:#c3ab7c}.form-card{background:#fcfbf7;color:var(--ink);padding:35px}.form-title{display:flex;justify-content:space-between;align-items:center;font:26px Georgia,serif;margin-bottom:25px}.form-title span{font:10px Arial,sans-serif;color:var(--muted)}form label{display:block;font-size:11px;margin-bottom:18px;line-height:1.5}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}input,select,textarea{display:block;width:100%;border:1px solid #d7ddd4;border-radius:0;background:white;padding:12px;color:var(--ink);font-size:13px;margin-top:6px;min-height:45px}textarea{resize:vertical}.optional{color:var(--muted)}.consent{display:flex;align-items:flex-start;gap:10px;font-size:10px;line-height:1.6}.consent input{width:15px;height:15px;min-height:0;margin:2px 0 0;accent-color:var(--ink)}.consent span{flex:1}form .button{width:100%}.form-card .micro{color:var(--muted);max-width:100%;font-size:10px}.trap{position:absolute;left:-10000px;height:1px;overflow:hidden}.error{color:#a43c2c!important;font-size:12px!important}.success{padding:35px 0}.success-mark{display:block;color:var(--gold);font-size:40px;margin-bottom:20px}.success h3{font:32px Georgia,serif}.success p{color:var(--muted);max-width:100%;margin:20px 0}.faq{display:grid;grid-template-columns:1fr 1.35fr;gap:90px;padding-top:80px;padding-bottom:80px}.faq h2{font-size:38px}details{border-bottom:1px solid var(--line);padding:20px 0}details:first-child{padding-top:0}summary{display:flex;justify-content:space-between;font-size:14px;cursor:pointer;list-style:none;gap:20px}details p{font-size:13px;color:var(--muted);margin:20px 0 5px}details[open] summary span{transform:rotate(45deg)}footer{display:flex;gap:40px;align-items:center;justify-content:space-between;padding-top:35px;padding-bottom:45px;border-top:1px solid var(--line)}footer p{font-size:10px;color:var(--muted);margin:0}footer>div:last-child{display:flex;gap:20px;font-size:11px}.legal{max-width:800px;padding:60px 0}.legal h1{font-size:55px;margin:40px 0}.legal h2{font-size:28px;margin-top:40px}.legal p{color:var(--muted)}.legal .eyebrow{margin-top:50px}.dashboard{padding:40px 0}.dashboard h1{font-size:46px}.dashboard h2{font-size:28px}.dashboard .stats{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin:25px 0}.stat{border:1px solid var(--line);padding:20px;font-size:12px}.stat strong{display:block;font:35px Georgia,serif}.table-scroll{overflow:auto}.dashboard table{border-collapse:collapse;width:100%;font-size:12px;background:white}.dashboard th,.dashboard td{padding:14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.dashboard td select{min-width:140px}.dashboard .admin-note{max-width:900px;font-size:13px}.dashboard .toolbar{display:flex;gap:20px;margin:20px 0}.dashboard .small-button{font-size:12px;padding:8px 14px;border:1px solid var(--line);background:white;cursor:pointer}.brief-table{width:100%;border-collapse:collapse;font-size:12px}.brief-table td,.brief-table th{border-bottom:1px solid var(--line);padding:12px;text-align:left}.research{margin-top:60px}.research li{margin-bottom:12px}.research code{font-size:12px;word-break:break-word}@media(max-width:960px){.wrap{width:calc(100% - 48px)}.hero{gap:32px}.hero h1{font-size:52px}.portrait{height:560px}.enquiry-grid,.faq{gap:35px}.approach{gap:45px}.section-top{display:block}.switch{width:max-content;margin-top:20px}.enquiry h2{font-size:48px}.form-card{padding:25px}}@media(max-width:680px){.wrap{width:calc(100% - 36px)}.nav{height:88px}.wordmark{font-size:29px}.nav-link{font-size:11px}.hero{grid-template-columns:1fr;padding-top:38px;padding-bottom:40px;gap:28px}.hero h1{font-size:58px}.hero .lead{font-size:15px}.portrait{height:430px;max-height:none}.portrait img{object-position:50% 40%}.hero .button{width:100%}.decisions{padding:42px 0}.section-top h2{font-size:33px}.compare-grid{grid-template-columns:1fr;gap:15px;margin-top:28px}.compare-grid article{padding-top:18px}.number{float:left;margin:3px 18px 30px 0}.compare-grid h3{font-size:19px}.compare-grid p{max-width:none;margin-left:35px}.approach,.enquiry-grid,.faq{grid-template-columns:1fr;gap:24px}.approach{padding-top:50px;padding-bottom:50px}.approach h2{margin-bottom:0}.approach-text{padding-top:0}.enquiry{padding:48px 0}.enquiry h2{font-size:46px}.enquiry h2 br{display:none}.enquiry h2 em{display:block}.contact-line{margin-top:22px}.form-card{padding:22px 18px}.form-row{grid-template-columns:1fr;gap:0}.form-title{font-size:25px}.faq{padding-top:48px;padding-bottom:48px}.faq h2{margin-bottom:0}footer{flex-wrap:wrap;padding-bottom:32px;gap:28px}footer>p{width:100%}.dashboard .stats{grid-template-columns:1fr 1fr}.legal h1{font-size:44px}}
/* AXD decision page: richer visual hierarchy and a visible WhatsApp path. */
.landing-top{background:radial-gradient(circle at 34% 4%,#254443 0,#122927 45%,#0b201e 100%);color:#f8f6f0}.landing-top .nav{height:102px;border-bottom:1px solid rgba(255,255,255,.18)}.brand{display:inline-flex;align-items:center;gap:13px;text-decoration:none;line-height:1.1}.brand-icon{display:inline-flex;align-items:center;justify-content:center;width:54px;height:54px;padding:8px;background:#fff;flex:0 0 auto}.brand-icon img{max-width:100%;max-height:100%;object-fit:contain}.brand-name{font-family:Georgia,serif;font-size:29px;letter-spacing:2px}.brand-name small{display:block;font:8px Arial,sans-serif;letter-spacing:1.7px;margin-top:5px}.nav-whatsapp{display:inline-flex;align-items:center;gap:11px;border:1px solid rgba(255,255,255,.45);padding:10px 15px;color:#f8f6f0;text-decoration:none;font-size:13px}.nav-whatsapp:hover{border-color:#33c976;color:#a9efc2}.nav-whatsapp svg{color:#43d781}.landing-top .hero{grid-template-columns:minmax(0,1.25fr) minmax(340px,.83fr);gap:76px;padding-top:74px;padding-bottom:91px}.landing-top .eyebrow{color:#d3b77c}.landing-top h1{max-width:760px;font-size:clamp(48px,5.1vw,76px);letter-spacing:-2.9px;line-height:1.08;margin-bottom:26px}.landing-top h1 em{font-size:.66em;color:#dcc99c;font-style:normal;letter-spacing:-1.4px;padding-top:12px;line-height:1.16}.landing-top .lead{font-size:17px;line-height:1.7;color:#dce5db;max-width:580px}.landing-top .focus{color:#cbd7ce;margin:26px 0 22px}.hero-actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.whatsapp-button{display:inline-flex;align-items:center;justify-content:center;gap:13px;padding:17px 20px;background:#17965a;border:1px solid #17965a;color:white;text-decoration:none;font-size:14px;line-height:1.35;font-weight:600;cursor:pointer;min-height:55px;transition:background .16s,transform .16s}.whatsapp-button:hover{background:#147d4d;transform:translateY(-1px)}.whatsapp-button:disabled{opacity:.62;cursor:wait}.whatsapp-button span:last-child{font-size:19px;font-weight:400;margin-left:16px}.hero-secondary{font-size:13px;color:#f5f1e6;text-decoration:none;border-bottom:1px solid #9daa9a;padding-bottom:4px}.hero-secondary:hover{color:#b3e5c4}.landing-top .hero-assurance{font-size:12px;color:#bbcec1;margin:20px 0 0}.landing-top .portrait{height:610px;max-height:none;box-shadow:26px 26px 0 rgba(255,255,255,.055)}.landing-top .portrait img{object-position:50% 35%}.landing-top .portrait:after{inset:48% 0 0;background:linear-gradient(transparent,rgba(6,21,18,.85))}.landing-top .portrait figcaption{left:30px;bottom:28px}.landing-top .portrait strong{font-size:32px}.decisions{background:#f2f1ec}.section-top{align-items:end}.section-top h2{max-width:640px}.compare-grid{gap:14px}.compare-grid article{background:#fff;border:1px solid #e4e4dc;padding:28px;min-height:245px}.compare-grid .number{float:none;margin:0 0 35px;color:#b59969}.compare-grid h3{font-family:Georgia,serif;font-size:26px}.compare-grid p{font-size:14px;line-height:1.7}.approach{padding-top:100px;padding-bottom:100px}.approach h2{font-size:53px}.approach h2 em{font-style:normal}.approach-text p{font-size:16px;line-height:1.8}.approach .text-link{display:inline-block;margin-top:12px;color:#147d4d;font-weight:600;text-decoration:none;border-bottom:1px solid #147d4d;padding-bottom:5px}.enquiry{background:#102725}.enquiry-grid{gap:82px}.enquiry h2{font-size:62px}.enquiry h2 em{font-style:normal}.enquiry .whatsapp-button.light{background:#17965a;border-color:#17965a;margin:18px 0 5px}.form-card{background:#fbfaf6;box-shadow:16px 16px 0 rgba(255,255,255,.06);padding:36px}.form-title{margin-bottom:11px}.form-card .form-intro{font-size:12px;color:#536c5a;max-width:100%;line-height:1.6;margin-bottom:25px}.form-card .form-submit{width:100%;justify-content:center}.form-submit span:last-child{margin-left:auto}.form-card .success .whatsapp-button{margin-top:8px}.mobile-whatsapp{display:none}footer .footer-brand .brand-name{font-size:24px}footer .footer-brand .brand-icon{height:46px;width:46px;border:1px solid #e0e0d8}footer .footer-brand .brand-name small{font-size:7px}
@media(max-width:1080px){.landing-top .hero{gap:38px;grid-template-columns:1.1fr .9fr}.landing-top h1{font-size:55px}.landing-top .portrait{height:560px}}
@media(max-width:760px){.landing-top .nav{height:84px}.brand-icon{width:43px;height:43px;padding:6px}.brand-name{font-size:23px}.brand-name small{font-size:6px}.nav-whatsapp{padding:10px;gap:4px;font-size:12px}.nav-whatsapp svg{width:18px}.nav-whatsapp span:last-child{display:none}.landing-top .hero{display:grid;grid-template-columns:1fr;gap:35px;padding-top:44px;padding-bottom:52px}.landing-top h1{font-size:clamp(44px,9.5vw,60px);letter-spacing:-1.8px}.landing-top h1 em{letter-spacing:-.7px}.landing-top .lead{font-size:15px}.hero-actions{display:grid;gap:15px}.hero-actions .whatsapp-button{width:100%}.hero-secondary{width:max-content}.landing-top .portrait{height:450px;box-shadow:12px 12px 0 rgba(255,255,255,.055)}.compare-grid{gap:12px}.compare-grid article{min-height:0;padding:24px}.compare-grid .number{float:none;margin:0 0 13px}.compare-grid p{margin-left:0}.approach{padding-top:62px;padding-bottom:62px}.approach h2{font-size:42px}.enquiry h2{font-size:47px}.enquiry h2 br{display:none}.enquiry h2 em{display:inline}.enquiry .whatsapp-button.light{width:100%}.form-card{padding:24px 18px;box-shadow:none}.mobile-whatsapp{position:fixed;z-index:30;bottom:13px;right:13px;left:13px;display:flex;align-items:center;justify-content:center;gap:11px;padding:14px;background:#17965a;box-shadow:0 9px 28px rgba(5,31,20,.32);color:white;text-decoration:none;font-size:15px;font-weight:700}.mobile-whatsapp span{margin-left:auto}body{padding-bottom:69px}footer .footer-brand{width:100%}}
/* Full official AXD mark, preserved without clipping or recolouring. */
.brand-logo{display:block;width:155px;height:auto;aspect-ratio:1584 / 672;object-fit:contain;flex:0 0 auto}.brand-descriptor{font-size:9px;line-height:1.45;letter-spacing:1.7px;color:#d6c7a9}.landing-top .brand-logo{mix-blend-mode:screen}.footer-brand .brand-logo{width:132px}.footer-brand .brand-descriptor{color:#56605b}@media(max-width:760px){.landing-top .brand-logo{width:116px}.landing-top .brand-descriptor{font-size:7px;letter-spacing:1px}.footer-brand .brand-logo{width:125px}}

/* A landscape, chest-up hero gives the adviser the same prominence as the question. */
.landing-top .hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:42px;padding-top:52px;padding-bottom:72px;align-items:center}
.landing-top .hero-copy{position:relative;z-index:1}
.landing-top .portrait{height:495px;width:100%;max-height:none;background:#1b2926;box-shadow:18px 18px 0 rgba(255,255,255,.055)}
.landing-top .portrait img{object-position:50% 52%;transform:scale(1.35);transform-origin:50% 12%}
.landing-top .portrait:after{inset:74% 0 0;background:linear-gradient(transparent,rgba(6,21,18,.64))}
.landing-top .portrait figcaption{left:26px;bottom:22px;gap:2px}
.landing-top .portrait figcaption span:first-child{display:none}
.landing-top .portrait strong{font-size:25px}
@media(max-width:1080px){.landing-top .hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:26px}.landing-top .portrait{height:440px}.landing-top h1{font-size:clamp(43px,5vw,60px)}}
@media(max-width:760px){.landing-top .hero{grid-template-columns:1fr;gap:30px;padding-top:39px;padding-bottom:50px}.landing-top .portrait{height:390px;box-shadow:12px 12px 0 rgba(255,255,255,.055)}.landing-top .portrait img{object-position:50% 48%;transform:scale(1.24);transform-origin:50% 14%}}
@media(max-width:460px){.landing-top .portrait{height:340px}}
