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Insights · AXD Real Estate Dubai

Dubai Purchase Fees · DLD, Agent, NOC

What fees apply when buying property in Dubai?

When buying property in Dubai, ancillary purchase costs of around 7–8 % of the purchase price apply: DLD transfer fee 4 %, broker fee 2 % plus 5 % VAT, trustee office fee approx. 4,200 AED, NOC 500–5,000 AED depending on the developer, and title deed issuance 250 AED. For off-plan, the Oqood registration (4 %) is added, which is later transferred to the title deed.

Full table of ancillary purchase costs

PositionAmountRecipient
DLD transfer fee4 % of the purchase priceDubai Land Department
Broker commission2 % + 5 % VATRERA-certified broker
Trustee Office Fee4,000–4,200 AED + VATDLD-accredited trustee
NOC (No Objection Certificate)500–5,000 AEDDeveloper / Master Developer
Title Deed Issuance250 AEDDubai Land Department
Oqood (off-plan only)4 % of the purchase priceDLD (provisional registration)
Mortgage Registration (if financed)0.25 % of the loan amount + 290 AEDDubai Land Department

Structural classification

The DLD fee of 4 % is legally to be split equally between buyer and seller (RERA Law 27/2007, Art. 23). In Dubai market practice, however, it is almost always borne by the buyer — the deviation must be explicitly negotiated in the SPA Form F (ready property) or Form 4 (off-plan). For off-plan purchases directly from the developer, the classic broker commission of 2 % does not apply; instead, the Oqood registration is carried out with the DLD — a provisional title registration that is transferred into the final title deed after completion. In addition to the one-off ancillary purchase costs, the ongoing service charge burden for Dubai properties (Mollak registration, branded surcharge, tower range) determines the actual net yield of the unit held — and is documented in a separate statement.

Sources

Dubai Land Department — Property Transfer Tariff, dubailand.gov.ae RERA Law No. 27 of 2007 (Joint Property Law), Art. 23 DLD Trustee Office Fee Schedule (Executive Council Resolution 6/2010)

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Ali Daioub